
– Source: TD Double Up Credit Card
With an unbeatable 2% cash back on every purchase, this card ensures that every dollar you spend works harder for you. Unlike traditional cash back cards that offer tiered rewards or rotating categories, TD Double Up keeps things simple—you earn unlimited cash back at a flat rate, making it a hassle-free way to maximize your spending. Whether you’re dining out, shopping online, paying bills, or booking travel, you get double rewards on everything!
But the benefits don’t stop there. The TD Double Up Credit Card comes with no annual fee, a generous welcome bonus, and a long 0% introductory APR period, making it a top-tier choice for those who want great rewards without extra costs. If you’re looking for a credit card that offers maximum cash back with minimal effort, TD Double Up is your ticket to smarter spending and bigger savings.
Benefits of the TD Double Up Credit Card
1. Earn a Flat 2% Cash Back on Every Purchase – No Categories, No Limits!
With the TD Double Up Credit Card, you earn a total of 2% cash back on all purchases. Unlike other cards that require you to track bonus categories, this card keeps it simple—every purchase earns double rewards, with no caps or restrictions.
2. No Annual Fee – Keep All Your Rewards
Enjoy unlimited 2% cash back without paying an annual fee. Many high-reward credit cards charge yearly fees, but with TD Double Up, you get premium benefits without any extra costs.
3. $200 Cash Back Bonus – A Rewarding Start
New cardholders can earn a $200 statement credit after spending just $1,500 within the first 90 days. It’s an easy way to start earning rewards right away.
4. 0% Intro APR on Balance Transfers for the First 15 Billing Cycles
If you need to transfer a balance from a high-interest card, TD Double Up offers 0% intro APR on balance transfers for 15 billing cycles, making it easier to pay down debt. After the intro period, a variable APR applies.
5. Cash Back Rewards Never Expire – Use Them Anytime
Unlike some rewards programs that force you to use your cash back within a certain timeframe, your TD Double Up rewards never expire, allowing you to redeem them whenever it’s most convenient for you.
6. Redeem Rewards Easily – Direct Deposits or Statement Credits
Redeeming your cash back is effortless with TD Double Up. You can choose to deposit your rewards directly into an eligible TD Bank checking or savings account or apply them as a statement credit—whichever works best for you.
7. Contactless Payments for Quick and Secure Transactions
The TD Double Up Credit Card supports tap-to-pay technology, allowing you to make fast, secure purchases with just a tap. It also works with digital wallets like Apple Pay, Google Pay, and Samsung Pay for added convenience.
8. Fraud Protection and Zero Liability for Unauthorized Transactions
Your security is a priority. With TD Double Up, you’re fully protected against unauthorized transactions. If your card is ever lost or stolen, TD Bank ensures you won’t be held responsible for fraudulent charges.
9. Mastercard Benefits – Travel and Shopping Perks
As a Mastercard holder, you get access to travel protection, purchase security, car rental insurance, and exclusive discounts through Mastercard’s global benefits program.
10. Free Access to Your FICO Score – Monitor Your Credit Health
Stay on top of your financial well-being with free access to your FICO Score. TD Bank provides regular credit score updates so you can track your progress and build stronger financial habits.
11. 24/7 Online Account Management and Mobile Banking
Manage your card easily with TD Bank’s mobile app and online banking platform. Check your balance, redeem rewards, pay bills, and set up alerts—all from your smartphone or computer.
Who Can Apply?

– Source: TD Double Up Credit Card
To qualify for the TD Double Up Credit Card, applicants must meet the following criteria:
- Be at least 18 years old (or the legal age in their state)
- Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
- Have a U.S. mailing address
- Meet income and creditworthiness requirements as determined by TD Bank
- Have good to excellent credit (typically 670 or higher)
How to Apply
Applying for the TD Double Up Credit Card is quick and easy. Follow these steps:
- Visit the official website
- Click “Apply Now” to start your application
- Enter your personal and financial details
- Review the terms and submit your application
- Receive an instant decision in most cases
- If approved, activate your card and start earning double rewards