Quicksilver Secured Credit Card – Unlock Unlimited 1.5% Cash Back While Building Credit

Unlike most secured cards that focus solely on credit-building, this card rewards you for every dollar you spend with an unlimited 1.5% cash back on all purchases. 

– Source: Quicksilver Secured Credit Card

If you’re looking for a secured credit card that not only helps you build credit but also earns unlimited cash back on every purchase, the Quicksilver Secured Credit Card from Capital One is the perfect choice. Whether you’re buying groceries, filling up your gas tank, or shopping online, every purchase gets you closer to better credit and more rewards.

Beyond its fantastic rewards program, the Quicksilver Secured Credit Card offers an easy approval process, no annual fee, automatic credit line reviews, and valuable Capital One benefits. It’s designed for individuals who want to establish or rebuild their credit while enjoying the perks of a premium rewards card. If you’re ready to take control of your financial future while earning cash back, this is the secured credit card for you.

Benefits of the Quicksilver Secured Credit Card

1. Unlimited 1.5% Cash Back on Every Purchase – Earn While You Build Credit

Most secured credit cards focus solely on credit-building, but the Quicksilver Secured Credit Card rewards you with unlimited 1.5% cash back on every purchase. There are no categories to track, no spending limits—just consistent cash back on everything you buy.

2. No Annual Fee – Keep More of Your Money

Many secured credit cards charge yearly fees, but with Quicksilver Secured, you won’t pay an annual fee. This means you can enjoy all the rewards and credit-building benefits without worrying about extra costs.

3. Reports to All Three Major Credit Bureaus – Build Credit Faster

Every month, Capital One reports your on-time payments and responsible usage to Experian, Equifax, and TransUnion. This means that as you use your card wisely, you’ll be actively improving your credit score and working toward a stronger financial future.

4. Automatic Credit Line Reviews – Unlock a Higher Credit Limit Over Time

After just six months of responsible card use, you may qualify for a higher credit limit without needing to add more to your security deposit. This is a fantastic way to increase your credit limit while keeping your utilization low, helping to boost your credit score.

5. Choose Your Own Credit Limit with a Refundable Security Deposit

Your credit limit is determined by your security deposit, which starts as low as $200. You can deposit more to increase your limit, giving you greater financial flexibility while keeping your spending controlled. Plus, your deposit is refundable when you close your account in good standing.

6. No Foreign Transaction Fees – Perfect for Travel

If you love to travel or shop internationally, the Quicksilver Secured Credit Card won’t charge foreign transaction fees. Whether you’re dining in Paris or shopping online from international retailers, you won’t pay extra fees on purchases made abroad.

7. Fast and Easy Online Pre-Approval Without Affecting Your Credit Score

Before you apply, you can check if you pre-qualify without impacting your credit score. This means you can see your approval odds risk-free before moving forward with a full application.

8. Fraud Protection and Zero Liability for Unauthorized Transactions

Security is a top priority, and Capital One protects you against unauthorized transactions. If your card is lost or stolen, you won’t be responsible for fraudulent purchases—giving you peace of mind.

9. Instant Card Lock for Extra Security

If your card is misplaced, you can lock it instantly through the Capital One mobile app. This prevents any unauthorized transactions while you search for your card.

10. Contactless Payments and Digital Wallet Compatibility

The Quicksilver Secured Credit Card supports tap-to-pay technology and works with digital wallets like Apple Pay, Google Pay, and Samsung Pay. This makes checkout faster, easier, and more secure.

11. 24/7 Online Account Management and Mobile Banking

With Capital One’s mobile app and online banking, you can track spending, redeem rewards, make payments, and manage your account from anywhere.

Who Can Apply?

– Source: Quicksilver Secured Credit Card

To qualify for the Quicksilver Secured Credit Card, applicants must meet the following criteria:

• Be at least 18 years old (or the legal age in their state)
• Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Have a U.S. mailing address
• Be able to pay a refundable security deposit (minimum $200)
• Meet income and creditworthiness requirements as determined by Capital One

How to Apply

Applying for the Quicksilver Secured Credit Card is simple and only takes a few steps:

1. Visit the official website
2. Click “See If You’re Pre-Approved” to check eligibility without affecting your credit score
3. Complete the full application if you qualify
4. Choose your security deposit amount (minimum $200)
5. Submit your application and receive a decision quickly
6. Fund your deposit and activate your card to start building credit and earning rewards