BJ’s One+ Mastercard – Exceptional Savings and Rewards at BJ’s Wholesale Club and Beyond

With an impressive 5% cash back on most BJ’s purchases and gas, this card ensures that every trip to BJ’s is more rewarding, making your savings add up fast.

– Source: BJ’s One+ Mastercard

Get ready to elevate your shopping experience with the BJ’s One+ Mastercard, the ultimate credit card designed exclusively for BJ’s Wholesale Club members who love saving big on groceries, gas, and everyday purchases.  Whether you’re stocking up on household essentials, filling your gas tank, or dining out, this card offers substantial rewards that transform ordinary spending into extraordinary savings.

Beyond its unbeatable cash back at BJ’s, the BJ’s One+ Mastercard extends valuable rewards to your everyday life, including 2% cash back on dining and other gas purchases outside BJ’s, and 1% cash back everywhere else Mastercard is accepted. With no annual fee and exclusive BJ’s perks, including in-club promotions and discounts, this card delivers unmatched value. If you’re seeking a credit card that pairs premium savings with generous rewards, the BJ’s One+ Mastercard is your go-to choice.

Benefits of the BJ’s One+ Mastercard

1. 5% Cash Back on Most BJ’s Purchases – Supercharge Your Savings

As a BJ’s member, maximizing your savings is key, and the BJ’s One+ Mastercard makes that easy. Earn an incredible 5% cash back on eligible BJ’s Wholesale Club purchases, which means that your regular grocery runs, home goods shopping, and bulk buys put more money back into your pocket. It’s like getting an instant discount on everything you buy!

2. 5% Cash Back on Gas Purchases at BJ’s – Save at the Pump

With fuel prices constantly changing, who doesn’t love saving on gas? The BJ’s One+ Mastercard offers an unbeatable 5% cash back at BJ’s gas stations, giving you significant savings every time you fill your tank. This benefit alone can save you hundreds of dollars each year, making your commute or road trips even more affordable.

3. 2% Cash Back on Dining Purchases – Rewarding Meals Out

Whether you’re grabbing lunch, dining out, or ordering delivery, the BJ’s One+ Mastercard earns you 2% cash back at restaurants, allowing you to savor your favorite meals while racking up valuable rewards. Now every bite comes with a side of savings!

4. 2% Cash Back on Gas Purchases Outside of BJ’s – Flexible Savings on Fuel

Even when you can’t fill up at BJ’s, you’re still covered. This card rewards you with 2% cash back on gas purchases made at non-BJ’s gas stations, ensuring that you continue to earn rewards, no matter where your travels take you. It’s a fantastic perk for those on-the-go.

5. Unlimited 1% Cash Back Everywhere Else – Earn Rewards on Every Purchase

For every other purchase outside of BJ’s or dining and gas, you’ll earn unlimited 1% cash back. Whether you’re shopping online, buying clothes, or paying bills, every dollar you spend contributes to your rewards, making every purchase count.

6. No Annual Fee – Enjoy Benefits Without Extra Costs

With the BJ’s One+ Mastercard, you’ll never worry about paying an annual fee. Enjoy all the premium benefits, cash back, and exclusive BJ’s perks at no additional cost. This means you keep all your rewards without spending more just to maintain your card.

7. Instant Savings on BJ’s Membership Fees

BJ’s members often enjoy special promotions, and as a BJ’s One+ Mastercard cardholder, you get exclusive discounts and savings on BJ’s membership fees. This allows you to maximize your membership value, giving you even more savings opportunities on your BJ’s membership itself.

8. Convenient Redemption Options – Flexible Use of Your Rewards

Redeeming your rewards is effortless with the BJ’s One+ Mastercard. You can easily redeem your cash back awards directly at BJ’s checkouts in increments, or apply your rewards as statement credits. This flexibility ensures you can use your rewards whenever and however you choose.

9. Mastercard Global Acceptance – Worldwide Convenience

Enjoy the flexibility and freedom of Mastercard’s worldwide acceptance. Whether you’re traveling abroad or shopping locally, the BJ’s One+ Mastercard is accepted at millions of locations globally, giving you unmatched convenience wherever you go.

10. Enhanced Security with Zero Liability Protection

Shop confidently knowing that your BJ’s One+ Mastercard comes with Mastercard Zero Liability protection. You’ll never be held responsible for unauthorized purchases, ensuring peace of mind whether you’re shopping online or in-store.

11. Exclusive In-Club Promotions and Discounts

BJ’s One+ Mastercard cardholders frequently enjoy exclusive in-club promotions, extra discounts, and special savings events. This gives you additional opportunities to save even more on already low BJ’s prices, helping you maximize every shopping trip.

Who Can Apply?

– Source: BJ’s One+ Mastercard

To qualify for the BJ’s One+ Mastercard, applicants must meet the following criteria:

• Be at least 18 years old (or the legal age in their state)
• Have an active BJ’s Wholesale Club membership
• Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Have a U.S. mailing address
• Meet credit and income requirements as determined by the card issuer (typically requiring fair to excellent credit)

How to Apply

Applying for the BJ’s One+ Mastercard is quick and easy. Follow these simple steps:

1. Visit the official website
2. Log in or create a BJ’s online account to begin the application process
3. Complete the online application form with your personal, financial, and membership details
4. Review the terms and submit your application
5. Receive an instant decision (in most cases)
6. Activate your card upon approval and start enjoying your rewards immediately