Wells Fargo Autograph Credit Card – Earn Big on Everyday Spending and Travel

Whether you're planning your next trip, commuting to work, or just grabbing coffee with friends, this card ensures that every purchase earns big rewards. 

– Source: Wells Fargo Autograph Credit Card

Looking for a credit card that rewards you on everything you love to do—dining out, traveling, streaming, and more? The Wells Fargo Autograph Credit Card is packed with value, offering an incredible unlimited 3X points on six major spending categories that fit your lifestyle. Best of all, with no annual fee, you can maximize your points without worrying about extra costs. – Source: Wells Fargo Autograph Credit Card

Beyond its generous rewards program, the Wells Fargo Autograph Credit Card also comes with a fantastic welcome bonus, a long 0% introductory APR period, and top-tier travel and shopping protections. If you want a credit card that helps you earn more on what you already spend, provides travel perks, and keeps your finances secure, this is the card you need in your wallet.

Benefits of the Wells Fargo Autograph Credit Card

1. Earn Unlimited 3X Points on Six Major Everyday Spending Categories

Why settle for just one or two bonus categories when you can earn 3X points on six? The Wells Fargo Autograph Credit Card gives you triple rewards on dining, travel, gas stations, transit, popular streaming services, and phone plans. That means whether you’re fueling up, commuting, booking flights, or binge-watching your favorite shows, you’re racking up points at an incredible rate.

2. Unlimited 1X Points on All Other Purchases

Even if your purchase doesn’t fall into a bonus category, you’ll still earn 1X points on everything else. That means every single swipe, tap, or online transaction earns you rewards—no restrictions, no limits, just easy points accumulation.

3. 20,000-Point Welcome Bonus – A Strong Start

New cardholders can earn 20,000 bonus points (worth $200 in rewards) after spending just $1,000 in purchases within the first three months. It’s a quick and easy way to start earning rewards right away.

4. No Annual Fee – Earn More Without Paying Extra

One of the biggest advantages of the Wells Fargo Autograph Credit Card is that it comes with no annual fee. That means you can enjoy all its premium benefits and rewards at no extra cost.

5. 0% Intro APR on Purchases for the First 12 Months

Need time to pay off a big purchase? This card offers a 0% intro APR on purchases for the first 12 months, giving you a full year to finance purchases without interest. After that, a competitive variable APR applies.

6. Redeem Points Your Way – Travel, Cash Back, Gift Cards, and More

Flexibility is key when it comes to rewards, and the Wells Fargo Autograph Credit Card delivers. Use your points for travel, statement credits, gift cards, or even direct deposits into a Wells Fargo account. You choose how to maximize your rewards!

7. Cell Phone Protection – Up to $600 in Coverage

Pay your monthly phone bill with your Wells Fargo Autograph Credit Card, and you’re automatically covered for up to $600 in cell phone protection against theft or damage (with a small deductible). This is an amazing perk that could save you hundreds on unexpected repairs or replacements.

8. No Foreign Transaction Fees – Perfect for Travel

Whether you’re traveling abroad or shopping online from international retailers, you’ll never pay foreign transaction fees. This makes the Wells Fargo Autograph Credit Card an excellent choice for frequent travelers.

9. Visa Signature Travel and Shopping Perks

Enjoy the benefits of a Visa Signature card, including travel protections, concierge service, and special shopping discounts. From rental car collision damage waivers to extended warranty protection, this card adds an extra layer of security to your purchases.

10. Contactless Payments and Digital Wallet Compatibility

For quick and secure transactions, this card supports tap-to-pay and is compatible with Apple Pay, Google Pay, and Samsung Pay. Just tap and go for fast, easy purchases.

11. Fraud Monitoring and Zero Liability Protection

Your security is a priority. Wells Fargo provides 24/7 fraud monitoring and zero liability protection, ensuring you won’t be held responsible for unauthorized transactions.

12. Easy Online and Mobile Account Management

Manage your Wells Fargo Autograph Credit Card with ease through online banking or the Wells Fargo mobile app. Track spending, pay bills, redeem rewards, and set up alerts—all from your phone or computer.

Who Can Apply?

– Source: Wells Fargo Autograph Credit Card

To qualify for the Wells Fargo Autograph Credit Card, applicants must meet the following criteria:

• Be at least 18 years old (or the legal age in their state)
• Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Have a U.S. mailing address
• Meet income and creditworthiness requirements as determined by Wells Fargo
• Have good to excellent credit (typically 670 or higher)

How to Apply

Applying for the Wells Fargo Autograph Credit Card is quick and easy. Follow these steps:

1. Visit the official website
2. Click “Apply Now” to begin the application
3. Enter your personal and financial details
4. Review the terms and submit your application
5. Receive an instant decision in most cases
6. If approved, activate your card and start earning rewards