
– Source: GM Business Card
If you’re a business owner looking to maximize rewards while managing expenses efficiently, the GM Business Card is the perfect tool to put your spending to work. Whether you’re purchasing company vehicles, filling up at the pump, or covering office supplies, the GM Business Card delivers high-value rewards that can be redeemed toward new or leased GM vehicles.
Beyond rewards, the GM Business Card offers a generous welcome bonus, no annual fee, and flexible financing options, making it a powerful financial asset for businesses of all sizes. With access to Mastercard benefits, travel protections, and exclusive business perks, this card provides the perfect blend of convenience and savings. If you’re ready to drive your business forward while earning valuable rewards, the GM Business Card is the ultimate choice.
Benefits of the GM Business Card
1. Earn 5% on GM Dealership Purchases – Maximize Vehicle-Related Expenses
When you make purchases at authorized GM dealerships, you’ll earn an impressive 5% back toward new GM vehicles. Whether you’re buying parts, accessories, or service plans, this is a huge advantage for businesses that rely on GM vehicles for their operations.
2. 3% Earnings on Gas, Restaurants, and Office Supplies – Essential Business Rewards
Keep your business running smoothly with 3% back on fuel, dining, and office supplies. From fueling company cars to entertaining clients and restocking office essentials, these everyday expenses quickly add up—helping you earn rewards faster.
3. 1% Earnings on All Other Purchases – Earn on Everything
Even when your spending doesn’t fall into a bonus category, you’ll still earn 1% on all other purchases. This ensures that every transaction contributes to your rewards, no matter what you’re buying for your business.
4. Redeem Rewards Toward New GM Vehicles – Get Maximum Value
One of the biggest advantages of the GM Business Card is that your rewards can be redeemed toward new or leased Chevrolet, Buick, GMC, and Cadillac vehicles. If your business needs to expand its fleet or upgrade company cars, this card makes it easy to save thousands on new vehicle purchases.
5. No Annual Fee – More Savings for Your Business
With no annual fee, you get access to all the premium benefits and rewards without added costs. This means your business can enjoy unlimited earning potential without worrying about yearly expenses.
6. $750 Bonus Earnings – A Rewarding Start
New cardholders can earn a $750 statement credit after spending $5,000 in the first five months. This generous welcome offer provides an instant boost to your rewards balance, helping you save on business expenses right away.
7. 0% Intro APR for 12 Months on Purchases
If your business needs to make large purchases, you can take advantage of 0% introductory APR for 12 months on purchases. This allows you to finance big-ticket expenses without paying interest, making it a smart choice for managing cash flow.
8. Employee Cards at No Extra Cost – Control Spending Efficiently
You can issue free employee cards under your account, making it easier to track expenses and control business spending. Plus, all employee purchases contribute to your overall rewards balance, helping you earn even faster.
9. Mastercard Benefits – Travel, Security, and Purchase Protections
As a Mastercard business cardholder, you’ll enjoy valuable benefits like car rental insurance, extended warranty protection, and fraud monitoring. Whether you’re traveling for business or making high-value purchases, your card provides added security and peace of mind.
10. Contactless Payments & Digital Wallet Compatibility
For fast, secure, and convenient payments, the GM Business Card supports contactless technology and works with Apple Pay, Google Pay, and Samsung Pay. This makes transactions quicker and more efficient for business owners on the go.
11. No Earning Caps or Expiry on Rewards – Keep Accumulating
Unlike some rewards programs that impose limits or expiration dates, your GM Business Card earnings never expire as long as your account remains open. There are no earning caps, so your rewards keep growing indefinitely!
Who Can Apply?

– Source: GM Business Card
To qualify for the GM Business Card, applicants must meet the following criteria:
- Be at least 18 years old (or the legal age in their state)
- Have a valid Social Security Number (SSN) or Employer Identification Number (EIN)
- Own or operate a U.S.-based business
- Have a U.S. mailing address
- Meet creditworthiness requirements as determined by Marcus by Goldman Sachs
How to Apply
Applying for the GM Business Card is quick and easy. Follow these steps:
- Visit the official website
- Click “Apply Now” to start your application
- Enter your personal and business details
- Review the terms and submit your application
- Receive an instant decision in most cases
- If approved, activate your card and start earning rewards