TD Cash Credit Card – Earn More on Every Meal and Everyday Purchases!

If you love dining out or ordering takeout, the TD Cash Credit Card is the perfect way to maximize your spending and earn generous cash back on every bite! 

– Source: TD Cash Credit Card

With unlimited 3% cash back on dining, including takeout and delivery, plus 2% cash back at grocery stores and 1% cash back on all other purchases, this card makes sure that every dollar you spend works for you. Whether you’re enjoying a meal at your favorite restaurant, stocking up on groceries, or making everyday purchases, the TD Cash Credit Card offers a simple and rewarding way to earn cash back effortlessly.

With no annual fee, a generous welcome bonus, and a long 0% introductory APR period, this card is designed for those who want to enjoy dining, save on essentials, and earn rewards without extra costs. If you’re looking for a no-fuss, high-reward cash back credit card, the TD Cash Credit Card is the ultimate companion for your everyday spending.

Benefits of the TD Cash Credit Card

1. Unlimited 3% Cash Back on Dining, Takeout, and Delivery – Maximize Every Meal!

Whether you’re dining at a five-star restaurant, grabbing takeout, or ordering through food delivery apps like Uber Eats or DoorDash, you’ll earn an impressive 3% cash back on all dining purchases. With no caps or spending limits, you can enjoy your favorite meals while earning cash back with every bite.

2. 2% Cash Back at Grocery Stores – Save on Essentials

Stocking up on groceries? Earn 2% cash back on every grocery store purchase, making it easier to save on food, household essentials, and fresh produce. Whether you shop at supermarkets or local grocery stores, you’ll earn valuable rewards on every purchase.

3. 1% Cash Back on All Other Purchases – Earn on Everything

No matter what you buy, you’ll always earn 1% cash back on all other purchases. From shopping online to paying for gas or bills, your everyday spending will continue to put money back in your pocket.

4. $200 Cash Back Welcome Bonus – Get Rewarded Fast

New cardholders can earn a $200 cash back bonus after spending just $1000 within the first 90 days. This generous bonus makes it easy to start earning rewards right away with minimal spending requirements.

5. 0% Introductory APR for 15 Billing Cycles on Purchases and Balance Transfers

Need time to pay off a big purchase or consolidate debt? Enjoy 0% intro APR for 15 billing cycles on purchases and balance transfers. This means you can spread out payments interest-free for over a year, making financial planning easier. After the intro period, a variable APR applies.

6. No Annual Fee – Keep More of Your Rewards

Unlike many cash back cards, the TD Cash Credit Card comes with no annual fee. That means every dollar you earn in rewards stays with you, allowing you to maximize your cash back without paying extra costs.

7. Digital Wallet Compatibility – Contactless and Secure Payments

For added convenience, the TD Cash Credit Card is compatible with Apple Pay, Google Pay, and Samsung Pay. You can make fast, secure, and contactless transactions without carrying your physical card.

8. Automatic Cash Back Redemption – Hassle-Free Rewards

No need to worry about complicated redemption processes—your cash back rewards can be redeemed as a statement credit, direct deposit, or gift card. It’s a straightforward way to enjoy your rewards on your terms.

9. Zero Liability Protection – Stay Safe from Fraud

With TD Bank’s Zero Liability Protection, you won’t be responsible for unauthorized transactions. Your purchases are monitored 24/7, ensuring you’re protected against fraud and suspicious activity.

10. Extended Warranty and Purchase Protection – Shop with Confidence

Enjoy extended warranty coverage on eligible purchases and protection against theft or damage for up to 90 days after your purchase. This benefit provides extra security when making big-ticket purchases.

11. Access to Visa Signature® Benefits – Exclusive Perks and Travel Protections

As a Visa Signature® card, the TD Cash Credit Card gives you premium travel perks, including rental car insurance, travel assistance, and access to Visa Signature Concierge Services. Whether you’re traveling or shopping, these added benefits provide extra convenience.

12. Seamless Account Management with TD Bank Online and Mobile Banking

With TD Bank’s mobile app and online banking, you can track your spending, redeem rewards, and manage payments effortlessly. This feature allows you to stay in control of your finances from anywhere.

Who Can Apply?

– Source: TD Cash Credit Card

To qualify for the TD Cash Credit Card, applicants must meet the following criteria:

• Be at least 18 years old (or the legal age in their state)
• Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Have a U.S. mailing address
• Meet income and creditworthiness requirements as determined by TD Bank
• Have a good to excellent credit score (typically 670 or higher)

How to Apply

Applying for the TD Cash Credit Card is quick and easy. Follow these steps:

1. Visit the official website
2. Click “Apply Now” to start the application process
3. Enter your personal and financial details
4. Review the terms and submit your application
5. Receive an instant decision in most cases
6. If approved, activate your card and start earning cash back