Bilt Mastercard – The Ultimate Credit Card for Renters and Rewards Enthusiasts

Paying rent has never been more rewarding with the Bilt Mastercard, the first credit card that lets you earn points on rent payments without transaction fees. 

– Source: Bilt Mastercard

Whether you’re renting an apartment, a condo, or a house, this innovative card transforms your largest monthly expense into valuable rewards that can be redeemed for travel, dining, fitness memberships, and even a future home down payment. Unlike many rewards cards that offer limited redemption options, Bilt Rewards is designed to elevate your everyday spending, ensuring that you’re earning valuable points on rent and beyond.

But the benefits don’t stop there. The Bilt Mastercard comes with no annual fee, top-tier travel perks, and robust protections—all while earning rewards on dining, travel, and everyday purchases. Whether you’re a city dweller, a frequent traveler, or someone who values premium rewards, the Bilt Mastercard is a game-changer in the world of credit cards.

Benefits of the Bilt Mastercard

1. Earn Points on Rent Payments with No Transaction Fees

Most credit cards charge a hefty transaction fee when you use them to pay rent, but not the Bilt Mastercard. With this card, you can earn points on rent at no extra cost, allowing you to turn your largest recurring expense into valuable rewards—without paying additional fees.

2. 3X Points on Dining – Perfect for Food Lovers

Whether you’re grabbing takeout, dining at a fancy restaurant, or ordering from your favorite delivery service, you’ll earn 3X points per dollar on all dining purchases. That means every meal earns you valuable rewards, making this card a must-have for food enthusiasts.

3. 2X Points on Travel – Earn While You Explore

If you love to travel, commute, or book getaways, the Bilt Mastercard earns 2X points on all travel purchases. From flights and hotels to rideshares and public transportation, every trip you take will bring you closer to your next adventure.

4. 1X Points on Everything Else – Earn on All Purchases

Even if your spending doesn’t fall into a bonus category, you’ll still earn 1X points per dollar on everything else. Whether you’re shopping for essentials, paying bills, or making online purchases, your spending will always be rewarded.

5. Rent Day Bonus – Double Your Points on the First of Each Month

The first of every month is Rent Day, and that means double rewards on all purchases! On Rent Day, you’ll earn 6X points on dining, 4X points on travel, and 2X points on everything else, helping you maximize your rewards even faster.

6. Redeem Points for Travel, Fitness, Dining, and Even a Mortgage Down Payment

Unlike many rewards programs that restrict how you can use your points, Bilt Rewards gives you unparalleled flexibility. You can redeem your points for flights, hotel stays, fitness memberships, dining experiences, and even put them toward a down payment on a house.

7. Transfer Points to Leading Airline and Hotel Partners

Bilt Rewards points can be transferred at a 1:1 ratio to top travel partners, including American Airlines, Hyatt, United, Emirates, and more. This means your everyday spending can translate into business-class flights, luxury hotel stays, and dream vacations.

8. No Annual Fee – Keep More of Your Money

Many premium rewards cards charge an annual fee, but the Bilt Mastercard lets you earn top-tier benefits for free. That means all the perks, rewards, and protections—with zero cost to you.

9. World Elite Mastercard Benefits – Exclusive Perks and Protections

As a World Elite Mastercard holder, you get cell phone protection, trip cancellation insurance, purchase security, extended warranties, and VIP access to exclusive events and discounts. This ensures that your lifestyle and purchases are protected.

10. Complimentary Lyft, DoorDash, and Fitness Benefits

The Bilt Mastercard comes with free Lyft ride credits, DoorDash DashPass membership (with $0 delivery fees), and access to fitness perks at top gyms like SoulCycle and Y7. That means you’re earning points while enjoying premium perks at no additional cost.

11. Built-in Fraud Protection and Zero Liability

With real-time fraud alerts, Mastercard Zero Liability protection, and 24/7 security monitoring, you can rest assured that your transactions are safe and protected from unauthorized charges.

12. No Foreign Transaction Fees – Travel Without Worry

Unlike some credit cards that charge extra fees for purchases abroad, the Bilt Mastercard has no foreign transaction fees. This means you can use your card worldwide without paying extra, making it perfect for frequent travelers.

Who Can Apply?

– Source: Bilt Mastercard

To qualify for the Bilt Mastercard, applicants must meet the following criteria:

• Be at least 18 years old (or the legal age in their state)
• Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Have a U.S. mailing address
• Meet income and creditworthiness requirements as determined by Bilt and Mastercard

How to Apply

Applying for the Bilt Mastercard is fast and easy. Follow these steps:

1. Visit the official website
2. Click “Apply Now” to start the application process
3. Enter your personal and financial details
4. Review the terms and submit your application
5. Receive an instant decision in most cases
6. If approved, activate your card and start earning rewards on rent and more