
– Source: Blue Cash Preferred Card from American Express
With its unmatched 6% cash back on U.S. supermarket purchases and select streaming services, plus generous rewards on gas and transit, this card is tailor-made for families, commuters, and entertainment lovers alike. Whether you’re stocking up on groceries, fueling your car, or binge-watching your favorite shows, every purchase puts more money back in your pocket.
Beyond its stellar rewards program, the Blue Cash Preferred Card offers valuable perks like a generous welcome bonus, an extended 0% intro APR period, and top-tier AmEx benefits including purchase protection and travel perks. If you’re searching for a card that combines incredible rewards with everyday practicality, the Blue Cash Preferred Card from American Express is a smart and rewarding choice.
Benefits of the Blue Cash Preferred Card from American Express
1. 6% Cash Back at U.S. Supermarkets – Save Big on Groceries
With an industry-leading 6% cash back on up to $6,000 per year in U.S. supermarket purchases, this card lets you maximize your grocery budget and earn huge rewards on household essentials. Once you hit the spending cap, you still earn 1% cash back, ensuring every trip to the store puts money back in your pocket.
2. 6% Cash Back on Select U.S. Streaming Subscriptions – Get Rewarded for Binge-Watching
Love streaming your favorite shows and movies? With the Blue Cash Preferred Card, you earn 6% cash back on eligible U.S. streaming services, including Netflix, Hulu, Disney+, HBO Max, and more. Whether you’re catching up on a new series or streaming music on Spotify, your entertainment choices now come with serious rewards.
3. 3% Cash Back on U.S. Gas Stations – Fuel Up and Earn More
For those who drive frequently, the 3% cash back at U.S. gas stations is a major plus. Every time you fill up, you’ll earn rewards that help offset the cost of fuel—making road trips, commutes, and daily drives more rewarding.
4. 3% Cash Back on Transit – Savings for Commuters
Whether you take rideshares, taxis, buses, trains, or toll roads, the Blue Cash Preferred Card ensures that every trip earns you 3% cash back. If you rely on public transportation or frequently use Uber and Lyft, this perk helps make your daily travel more rewarding.
5. Unlimited 1% Cash Back on All Other Purchases
Even if your purchases don’t fall into a bonus category, you’ll still earn 1% cash back on everything else. From dining out to shopping online, you can rest assured that every swipe, tap, or insert earns you rewards.
6. $250 Welcome Bonus – A Rewarding Start
New cardmembers can earn a $250 statement credit after spending just $3,000 in purchases within the first six months. This is a fantastic way to start maximizing your rewards while enjoying the incredible benefits of the card.
7. 0% Intro APR for 12 Months on Purchases and Balance Transfers
Need to finance a large purchase or transfer a balance? The Blue Cash Preferred Card offers 0% intro APR for 12 months on purchases and balance transfers. After the intro period, a variable APR applies, making this an excellent option for those looking for financial flexibility.
8. AmEx Offers – Exclusive Discounts and Rewards
With AmEx Offers, you get access to exclusive discounts and deals on shopping, dining, travel, and entertainment. These personalized offers let you save even more while using your card for everyday purchases.
9. Purchase Protection – Shop with Confidence
Shopping is safer with American Express Purchase Protection, which covers eligible items against accidental damage or theft for up to 90 days from the purchase date. This means you can buy with confidence, knowing your purchases are protected.
10. Travel and Car Rental Perks – Added Convenience
Even though this is a cash back card, it still comes with valuable travel benefits. Enjoy car rental loss and damage insurance when you use your card to pay for rentals, ensuring peace of mind when hitting the road.
11. Contactless Payments & Digital Wallet Compatibility
For fast and secure transactions, the Blue Cash Preferred Card is compatible with Apple Pay, Google Pay, and Samsung Pay. Plus, the tap-to-pay feature allows you to make purchases quickly and securely without inserting your card.
Who Can Apply?

– Source: Blue Cash Preferred Card from American Express
To qualify for the Blue Cash Preferred Card from American Express, applicants must meet the following criteria:
- Be at least 18 years old (or the legal age in their state)
- Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
- Have a U.S. mailing address
- Meet income and creditworthiness requirements as determined by American Express
- Have good to excellent credit (typically 670 or higher)
How to Apply
Applying for the Blue Cash Preferred Card from American Express is quick and easy. Follow these steps:
- Visit the official website
- Click “Apply Now” to start the application process
- Enter your personal and financial details
- Review the terms and submit your application
- Receive an instant decision in most cases
- If approved, activate your card and start earning rewards